Credit Card Cash-in Plan
Your dreams could come true by simply withdraw the stand-by cash via the Cash-in Plan with a monthly handling fee as low as 0.22%2  , which is just HK$0.723  per day.
 

Or simply give us a call 3101 3838 or send SMS4 to 6828 3101.

 
For more details, please call our customer services at 3101 3838 or see below for details of Terms & Conditions.
 
Remarks :
  1. Promotion Period is from March 24 to May 20, 2010.
  2. The Annualized Percentage Rates (“APR”) of 0.22% monthly handling fee is 5.10%(12-month).
  3. Handling Fee HK$0.72 per day is calculated as every HK$10,000 of the Cash-in amount, and Monthly Handling Fee 0.22% as example: (HK$10,000 (Cash-in Amount) x 0.22% (Monthly Handling Fee) x 12 month (Installment Tenor)) / 365 (No. of day in 12 months) = HK$0.72 (The reference is for indication only, the final confirmed amount shall prevail).
  4. Only need to input (1) Name and (2) Loan Amount (e.g. Lee Siu Man, 20,000)
 
Cash-in Plan Terms and Conditions:
  1. This Cash-in Plan ("the Plan") is only applicable to MEVAS Principal Credit Cardholders, not applicable to Supplementary Card, Corporate Card, Cash Card, Debit Card, Spending Card, Go Smart Card, Private Label Card and Balance Transfer Account.
  2. The Cash-in amount of each application should be at least HK$3,000 and should not exceed the total amount of the available credit limit plus installment credit limit. All credit limits may be cancelled at any time by MEVAS Bank ("the Bank") without condition or prior notice. If the approved amount is less than applicant's requested Cash-in amount, the Bank has the right to decide the approved amount without prior notice.
  3. The Annualized Percentage Rates ("APR") of the Plan are calculated according to the Net Present Value Method specified in the Code of Banking Practice.
  4. The approval process of the Plan application requires 2 weeks from receipt of request, notification letter will be mailed to applicant upon approval. Any application once accepted by the Bank is irrevocable. The approved amount will be deducted from the available credit limit and available installment limit of applicant's designated MEVAS Credit Card. The Bank has the right to credit the approved amount to the designated bank account (joint account, credit card account and loan account are not applicable) in whatever means, and applicant shall be responsible for any fees and charges incurred (if applicable).
  5. The Bank shall not be liable if the Bank cannot approve the Plan due to applicant cannot provide a copy of the passbook front page / the latest bank statement of the designated bank account, or if the Bank is not able to contact the applicant to confirm application details.
  6. The monthly repayment amount will be debited from the designated Credit Card account (the "Relevant Account"). The repayment amount per installment is calculated by dividing the total installment amount by the number of tenors plus the monthly handling fee as defined by the Bank. Should there be any decimal place in the monthly repayment amount, it will be rounded up to the nearest dollar.
  7. No financial charge will be calculated provided that the customers make full amount of the credit card statement balance on or before the payment due date. For customers who make partial payment of the credit card statement balance, customer shall pay a finance charge on any monthly installment amount due but unpaid at the prevailing interest rate of customers' credit card account.
  8. For early settlement of outstanding installment amount, an Installment Plan Cancellation Fee of HK$300 will be charged by the Bank and application will not eligible for the handling fee rebate offer and Cash Bonus or is required reimburse the Bank Handling fee rebate offer and Cash Bonus by paying an amount equal to the amount rebated (if applicable). In addition, the Bank is authorized to charge all the remaining not yet posted monthly repayment amount, including the monthly handling fee to the Relevant Account. The Bank is also authorized to demand immediate payment of all sums outstanding under these terms and conditions and all fees incurred by the Plan, whether or not reflected in the monthly statement or due. Applicant will be bound by the terms and conditions of this Plan from time to time in force.
  9. The Plan will not be eligible to Credit Card Instant Cash Reward, Cash Rebate and Bonus Point Scheme, Mileage Reward and JFT Dollars.
  10. The Bank reserves the right to change the above terms and conditions (including interest rate / handling fee). Applicant will be bound by the terms of the MEVAS Credit Card Cardholder Agreement (the "Agreement") announced and adopted on the day of the application as well as the terms provided by the Bank regarding the loan and repayment (including interest rate and other fee). A copy of the Agreement could be obtained from Credit Card Center.
  11. Applicant confirms that all information provided in this application form is true and correct and authorize the Bank to verify this from any source the Bank may choose. Applicant agrees to authorize the Bank to pass details of the applicant's personal data to or obtain the same from any credit reference agencies or other financial institutions at the discretion of the Bank for credit assessment.
  12. Applicant agrees the Bank has the right to approve or reject the Plan application without giving any reason and also agrees the Bank holds the right to make final decision on the approved amount. Applicant also agrees to abide by and accept all the terms and conditions which the Bank may revise at any time. In case the application form is sent by online, fax or mail, the Bank shall be entitled to treat the online, faxed or mailed copy received as true and correct in all respects and be binding to the applicant. In case application is done via phone, the Bank shall be entitled to treat the conversation between the applicant and the customer service representative as true and correct in all respects and be binding to the applicant.
  13. If the applicant has any relationship with any of the Banks directors or employees, the applicant will inform the Bank in written notice.
  14. In case of any disputes, the Bank's decision shall be final and binding.
  15. The terms and conditions contained herein shall form part the Agreement governing the use of MEVAS Credit Card and be construed accordingly. In the event of any conflict between these terms and conditions and the Agreement, these terms and conditions shall prevail. In case of any discrepancy between the Chinese and English versions of this document, the English version shall prevail.